Improve Your Credit Score


Some people believe that their credit score is one of the most important aspects of their financial health. It’s also one of the most fragile. Building a great credit score can take years, but damaging it seems like it can happen overnight.

While we all know that debt is bad, its virtually impossible to buy into the American Dream of Home Ownership without going into debt. A Credit Score is the single biggest tool you have to be able to demonstrate your debt-worthiness to be able to finance a home.

Not only does a high Credit Score enable you to even get a Mortgage,  but it also determines your interest rate on that Mortgage loan.

In fact, its almost impossible to even rent a place to live as virtually all landlords will pull your Credit Report to determine if you are worthy enough to rent from them.

With the right credit repair tactics, you can reclaim your financial strength. Knowing how to repair your credit can get you back on track and put the days of less-than-great credit behind you.  

It's possible to improve your credit score by following a few simple steps.

Simple Steps To Improve Your Credit Score
  • Don't Miss Payments
  • Pay Your Bills On Time (even if only the minimum)
  • Fix Or Dispute Errors Or Inaccuracies On Your Credit Report
  • Catch Up On Past-Due Accounts
  • Pay Down Account Balances
  • Limit New Accounts
  • Maintain Low Balances
  • Setup Automatic Bill Payments
  • Keep Old Accounts Open
  • Be Patient
It can be difficult to know where to start. Whether you're building your credit from scratch or rebuilding after your scores have taken a hit, it's important to learn how your scores are calculated and the basic ways to improve them. Then, you can dive into more detailed steps based on your situation.

If you want to improve your Credit Score, we can assist you in getting a copy of your credit report, understanding your credit report, and work with you directly on how to perform the steps to improve your credit score.

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